The LoanMirror library

Borrowing knowledge, reflected in plain language.

Practical explanations to help you ask better questions and recognise the real cost of a loan.

Latest guides

Start with the essentials.

Comparison basics 6 min read

A lower advertised rate does not always mean a lower-cost loan. Use this six-point check before deciding.

Interest explained 5 min read

Fixed rates offer predictability; variable rates can move. Here is how to think about the real trade-off.

Application readiness 7 min read

Organise the information lenders commonly review and avoid preventable issues before you apply.

Our editorial approach

We explain technical terms when they matter.

We look beyond one promotional number.

Education supports decisions; it cannot guarantee outcomes.