Repayment calculator

See how the numbers reflect in your monthly budget.

Adjust the amount, annual interest rate and term to estimate principal-and-interest repayments.

Your scenario

Adjust the loan

$
%
years
Estimated repayment
$608per month
Total interest$6,498
Total repayment$36,498
Number of payments60
Principal$30,000
Principal Interest

This is an estimate, not a quote. It assumes a constant rate and equal payments. Fees, rate changes and lender calculation methods can alter the result. Changing currency changes the display unit; it does not apply an exchange rate.

Read the result

Three ways to make the estimate more useful.

01

Add fees separately

The result models principal and interest. Add application, account and exit fees when comparing total costs.

02

Try a shorter term

Payments usually rise, but total interest often falls. Choose a term that is both affordable and efficient.

03

Stress-test the rate

For variable finance, recalculate one and two percentage points higher to see the possible effect on cash flow.

Next step

Know what to compare before requesting a quote.

Read the checklist